Microfinance
Program
Micro Credit Program is the central program
of RRF. It launches to alleviate the poverty and manifest the
betterment of the society. Micro Credit Program run for the
poor people to make them self dependent on their earning section.
It views to upgrade the economical status of the rural folk.
This program was introduced in 1992 with the financial support
of Pally Karma Shahyak Foundation (PKSF)
Goal:
The goal of the project is to initiate and encourage deprived
people to access in credit for lessening the poverty and eradicate
the scarcity from the society.
Objectives
:
The objectives of this program are as follows:
The
working apparatus:
Rural Micro Credit Program runs
its activities through arena components which are as follows:
| Working
Component |
Donor/
Lender |
| Rural Micro Credit-RMC |
PKSF |
| Socio-Economic Rehabilitation
Loan Program(SRLP) |
PKSF |
| Micro Enterprise
Loan Program MEL-RLF(GOB) |
PKSF |
| Financial Support for the Poorest(FSP) |
PKSF |
| Ultra Poor(UP) |
PKSF |
| Rural Urban Micro Credit(UMC) |
PKSF |
| Seasonal Loan |
PKSF |
| Agriculture Loan Program |
PKSF |
| Livelihood Restoration Project-LRP
(DMLP) |
PKSF |
| Rescue |
PKSF |
| SHAHOS |
PKSF |
| EFRRAP |
PKSF |
| Rural Housing Program |
Bangladesh
Bank |
Yearly Growth
FY( 2009-2010)
SL No |
Particulars |
No of Beneficiaries
involved |
Total Disbursement |
Planning |
Achievement |
%of Achievement |
Beneficiaries |
Amount Tk |
Beneficiaries |
Amount Tk |
Beneficiaries |
Amount Tk |
No of Member |
No of Borrowers |
1 |
RMC |
201107 |
155787 |
7091477500 |
226440 |
1653120000 |
|
1224216000 |
|
74.08% |
2 |
UMC |
6599 |
5205 |
180369000 |
8640 |
82080000 |
|
51925000 |
|
63.26% |
3 |
FSP |
97 |
97 |
76537000 |
0 |
|
|
|
|
|
4 |
MEL-GOB |
1862 |
1862 |
365516000 |
5844 |
287088000 |
|
110150000 |
|
38.37% |
5 |
Seasonal |
1261 |
1261 |
63916000 |
3000 |
45000000 |
|
23175000 |
|
51.50% |
6 |
LRP |
419 |
419 |
30949500 |
0 |
|
|
28000 |
|
|
7 |
SHAHOS |
1183 |
1183 |
10000000 |
0 |
|
|
|
|
|
8 |
RESCUE |
4607 |
4607 |
39075000 |
0 |
36000000 |
|
2512000 |
|
198.59% |
9 |
Agriculture |
4479 |
4362 |
104842000 |
2400 |
|
|
71491000 |
|
|
10 |
EFRAP |
9341 |
9341 |
52734050 |
0 |
|
|
35686500 |
|
|
11 |
UP |
15144 |
10902 |
427469000 |
20880 |
102240000 |
|
64888000 |
|
51.50% |
12 |
SRLP |
1027 |
1027 |
145910000 |
0 |
|
|
0 |
|
|
Total |
247126 |
196053 |
8588795050 |
267204 |
2205528000 |
|
1584071500 |
|
|
Projection
Vs Achievement
| Sl No |
Particulars |
Projection |
Achievement |
Achievement % |
| 1 |
No
of Branches |
119 |
119 |
100% |
| 2 |
No
of Group |
12498 |
11196 |
89.58% |
| 3 |
No
of borrowers |
264488 |
174675 |
66.04% |
| 4 |
No
of Staff |
1106 |
1148 |
103.80% |
| 5 |
Loan
Outstanding |
|
|
|
